Nobody wants to be behind on their mortgage. But life happens. Whether it’s an unexpected layoff or job loss, a costly medical problem, or mounting debt, falling behind can happen to any of us—and it happens quickly. Before you know it, you could be sitting months behind on your mortgage payments. When you reach this […]

No one ever intends to get behind on their bills. But life happens, and it’s easier than you might realize to find yourself in over your head. If you’re struggling to pay your mortgage right now, you’re not alone! According to federal reserve data, 3.68 percent of mortgages (or one in every 27) are in […]

Most of us will contend with financial hardship at some point in our lives. It may be the result of a job loss or layoff, extensive health issues and mounting medical bills, general economic downturn, or one of the myriad other challenges that arise in the course of life. Regardless of how you got there, […]

There is perhaps no nightmare that haunts homeowners more than the idea of foreclosure. But sometimes, despite your best efforts, you fall behind on your mortgage payments and find yourself in a situation that feels desperate, heartbreaking, and inescapable. But don’t lose hope! Just because you’ve found yourself staring into the harsh face of foreclosure […]

For many years, short sales have been used by home sellers that have a mortgage loan that is worth more than their residence is worth. Also, struggling borrowers can use the short sale option in order to avoid having their residence foreclosed on. While a short sale can be very helpful, the process of obtaining […]